Risk & Compliance Officer

About the role

This part‑time, 12‑month contract role offers an experienced risk and compliance professional the opportunity to shape and strengthen risk and compliance frameworks for a fast‑growing fintech operating in the consumer‑lending space. You will work closely with internal teams and external merchants to ensure regulatory compliance while supporting business growth.

Key responsibilities

• Identify and assess operational, credit, and conduct risks.
• Maintain risk registers, control frameworks, and incident logs.
• Perform risk assessments across merchants and internal processes.
• Conduct control testing across lending workflows.
• Support incident investigations and remediation actions.
• Prepare risk reports for governance forums.
• Monitor adherence to NCCP, ASIC guidelines, AML/CTF, and privacy regulations.
• Conduct compliance reviews of lending processes and documentation.
• Track regulatory updates and support implementation.
• Assist with breach reporting and regulatory submissions.
• Review product and customer communications for compliance.
• Support merchant onboarding, due diligence, and periodic reviews.
• Monitor merchant compliance with distribution obligations.
• Investigate and escalate non‑compliance issues.
• Partner with sales teams to improve compliance standards.
• Maintain policies, frameworks, and procedures.
• Support audits and track findings.
• Deliver training on compliance and regulatory obligations.
• Promote a strong compliance culture.

Required profile

• Experience in risk, compliance, or audit within financial services or fintech.
• Strong knowledge of consumer lending regulations.
• Experience conducting risk assessments and compliance reviews.
• Strong analytical and stakeholder engagement skills.
• Relevant degree in Business, Finance, Law, or a related field.

Required skills