Senior Parabroker - Australian Mortgage

About the role

An Australian mortgage brokerage firm based in Victoria is hiring a Senior Parabroker to act as an extension of the Director and lead brokers. This is a true end-to-end file ownership role covering residential, commercial, investment, SMSF and specialist lending, working 100% remotely under an independent contractor agreement during Australian business hours.

Key responsibilities

• Own mortgage applications from initial qualification through to settlement support, reviewing income, liabilities, servicing calculations and supporting documents.
• Identify policy fit and recommend lender pathways across major banks and specialist/non-conforming lenders, preparing submission-ready applications with clear rationale.
• Monitor turnaround times and manage the pipeline so applications move efficiently.
• Assess complex scenarios such as self-employed structures, SME finance, defaults, credit impairment and ATO debt, and research lender policies to propose restructuring, refinancing or debt consolidation strategies.
• Collect documents, handle KYC requirements and follow up with clients, liaising with lenders, BDMs, credit assessors, valuers and solicitors.
• Escalate bottlenecks early and propose commercial solutions, keeping accurate file notes and regulatory compliance in the CRM and aggregator systems.

Required profile

• Minimum 3 years of direct experience as an Australian Para Broker with proven end-to-end file management.
• Deep knowledge of Australian mortgage lending policies, servicing calculators, non-conforming lending and complex borrower structures.
• Exceptional written and spoken English, able to manage client expectations and communicate with credit assessors and BDMs.
• Strong commercial acumen, attention to detail and ability to work independently in a high-volume, fast-paced environment.

Required skills

• Direct experience or rapid adaptability to Australian mortgage platforms such as Finsure Aggregator and Affinity CRM.
• Nice to have: hands-on experience with specialist lender portals (Bluestone, Pepper Money, La Trobe Financial, Liberty, Resimac, Firstmac).
• Nice to have: background in construction/development finance and private lending, familiarity with VPN, digital document collection, VoIP and Microsoft Teams.