Credit Risk Analyst – Fixed‑Term (12 months)

About the role

ING is expanding its Retail Credit Risk team and is looking for a Credit Risk Analyst on a 12‑month fixed‑term contract. You will work closely with Risk, Data and Technology stakeholders to deliver insights that improve decision‑making, portfolio performance and risk management.

Key responsibilities

• Monitor retail and SME lending portfolios, identify emerging risks and trends.
• Produce reporting, analysis and insights to support risk management and business decisions.
• Partner with Risk, Data and Technology teams to enhance reporting, data quality and analytical capabilities.
• Contribute to strategic, regulatory and transformation initiatives that strengthen ING’s risk framework.
• Leverage automation and innovative technologies to improve efficiency and portfolio insights.

Required profile

• Experience in credit risk analytics, portfolio monitoring, risk reporting or risk data management within banking or financial services.
• Strong analytical, problem‑solving and stakeholder management abilities.
• Curious, proactive mindset with a passion for continuous improvement and emerging technologies, including AI.

Required skills

• Proficient SQL for data extraction and analysis.
• Experience with data visualisation tools such as Tableau or Power BI.
• Knowledge of retail lending products and credit risk management principles.

What we offer

• Discounted ING health insurance.
• Additional rest day to support wellbeing.
• Impact day for volunteering on approved sustainability activities.