Senior Solutions Architect, Payments

About the role

CommBank's Business Banking Technology team is looking for a Senior Solutions Architect, Payments, based in the Sydney CBD area. You will shape secure, resilient and scalable solutions across domestic, international and high-value payments, leading end-to-end solution architecture for account-to-account payments and influencing Payments strategy, modernisation and architecture across multiple technology crews.

Key responsibilities

• Lead end-to-end solution architecture for complex payment initiatives across multiple delivery crews
• Shape the Payments domain architecture and translate strategy into practical solution designs
• Establish and promote reusable architecture patterns, guardrails and API standards
• Guide engineering and delivery teams to apply architecture standards consistently, balancing cost, risk, resilience, performance and delivery
• Design secure, scalable and highly available solutions that meet resilience, risk and regulatory expectations
• Own significant architecture decisions from concept through delivery
• Identify opportunities for generative and agentic AI across the Payments technology landscape
• Produce clear architecture artefacts and drive decisions through architecture and governance forums
• Partner with enterprise architecture, engineering, security, risk, product and business teams

Required profile

• Current Senior Solutions Architect, or an experienced Solution Architect, Technology Architect or Senior Engineering Lead
• Strong architecture capability, technical judgement and relevant domain experience
• Payments expertise, ideally in a large financial institution or complex enterprise environment
• Experience across Australian domestic payments, international payments, correspondent banking, RTGS and high-value payment ecosystems
• Strong understanding of ISO 20022 and end-to-end payment lifecycles
• Ability to work across strategic architecture and practical delivery, communicating clearly to technical and non-technical stakeholders

Required skills

• Architecture across APIs, microservices and event-driven systems
• Cloud-native solutions, with AWS experience highly regarded
• Integration patterns, security, resilience and non-functional design
• Modernising legacy platforms through domain decoupling, decomposition and progressive modernisation
• Working knowledge of established architecture methods and practices
• Understanding of generative and agentic AI and its practical value