Senior Manager, Group Credit Structuring (Regional & Agribusiness)

About the role

The Group Credit Structuring (GCS) team supports Regional and Agribusiness (RAB) customers whose commercial facilities come through RAB Banking. As Senior Manager, you will lead complex customer strategies from assessment through to outcome, working with customers in financial difficulty and restructuring. The role includes people leadership, with at least one direct report to guide and develop.

Key responsibilities

• Assess customers' financial and commercial positions and determine the right path forward
• Develop and execute strategies covering rehabilitation, turnaround, restructuring and, where appropriate, insolvency or exit
• Lead sensitive negotiations with customers and stakeholders
• Own strategies from decision to execution, adapting as circumstances change
• Balance customer outcomes with credit risk, commercial, regulatory and compliance obligations
• Provide credit monitoring, reporting, policy implementation and guidance to Risk teams and business partners
• Attend Watchlist meetings and Farm Debt Mediations, and deliver training and Lessons Learnt sessions to Risk teams and business bankers
• Lead and develop at least one direct report, building capability and team culture

Required profile

• Business, commercial or agribusiness credit experience (agribusiness exposure highly regarded)
• Experience leading or developing others, or readiness to take on people-leadership responsibilities
• Ability to build trusted relationships and engage, influence and constructively challenge stakeholders
• Tenacity and adaptability, willing to challenge assumptions and see complex matters through

Required skills

• Advanced financial analysis and credit assessment skills
• Sound knowledge of lending products, strategies and policies, and banking and finance legislation
• Clear communication in writing and in person