Relationship Credit Manager - Property & Health

About the role

ANZ Business & Private Bank is hiring a Relationship Credit Manager in Melbourne (permanent full-time). You will partner with a Senior Relationship Manager and Assistant Manager to manage a portfolio of property development, property investor and healthcare businesses, combining credit expertise, commercial acumen and relationship management to deliver tailored banking solutions. The Property & Health sector is described as a key growth area for ANZ.

Key responsibilities

• Manage a portfolio of Property & Health customers, balancing growth and credit quality
• Partner with Relationship Managers, Product Partners and Credit Risk teams to structure tailored lending solutions
• Apply credit risk analysis and financial assessment skills to prepare credit submissions and recommendations
• Build trusted relationships with customers and key stakeholders, acting as a strategic adviser on their banking and financing needs
• Monitor and manage existing facilities, ensuring risk management, compliance and portfolio performance
• Work with Lending Services and Operations teams to drive efficiencies and support customer experience
• Stay informed on industry, economic and market trends in the Health & Property sectors

Required profile

• Strong experience in commercial banking, business banking or credit analysis, with complex lending and credit risk assessment
• Property and/or health lending a preference
• Ability to analyse financial statements, assess risk and structure credit facilities
• Excellent relationship-building and stakeholder management skills with business owners and senior decision-makers
• Sound knowledge of commercial banking products such as working capital finance, cash management, trade finance and tailored lending
• Problem-solving and decision-making skills, and a collaborative mindset focused on risk and compliance

Applicants are not expected to have all these skills; a growth mindset is valued. Applications are made through the ANZ careers site using reference number 127705.