Audit Manager - Credit Risk and Models

About the role

The Audit Manager – Credit Risk & Models provides independent third‑line assurance across retail and wholesale credit risk as well as model risk. Reporting to the Audit Director, the role contributes to audit engagements that evaluate governance, risk management and control practices related to credit decisions, portfolio management and model usage.

Key responsibilities

• Participate in audit engagements within the Credit Risk Centre of Audit, delivering assurance in line with the approved Internal Audit plan.
• Execute audit activities within defined scope and timelines, managing deliverables and escalating risks or delays.
• Support risk identification and audit scoping by applying knowledge of portfolio processes and controls.
• Apply Internal Audit methodology and Global Internal Audit Standards to produce evidence‑based work and clear conclusions.
• Utilise relevant risk management frameworks, including the Non‑Financial Risk Framework, for sound risk analysis.
• Complete issue follow‑up, documentation and validation tasks accurately and on schedule.

Required profile

• Proven experience in internal audit, preferably within credit risk or model risk environments.
• Strong understanding of credit decision‑making processes, portfolio management and model governance.
• Ability to work collaboratively with audit teams and business stakeholders.
• Excellent analytical, communication and documentation skills.

Required skills